Needs Your Attention
Things Finhover noticed that only you can decide. Nothing here changes on its own.
Budget Goals
Set monthly spending limits per category
Savings Goals
Track progress toward your financial goals
Auto-Sort Rules
Automatically categorize & route transactions on import
Workspaces
What the transaction is for — personal finances, a business, or a nonprofit
Financial Accounts
Where the money came from or went — bank accounts, credit cards, and cash
Add Transaction
Log income, expenses, or transfers
| Date ↕ | Type ↕ | Category ↕ | Vendor ↕ | Description ↕ | Amount ↕ |
|---|
🚗 Mileage Log
Track business miles for tax deductions (IRS rate: 67¢/mile)
| Date | Miles | Deduction | Purpose | From → To |
|---|
📄 Invoices
Create, track, and manage client invoices
🔄 Recurring Bills
Track monthly bills and subscriptions
💳 Debt Tracker
Track balances, payoff dates, and compare strategies
📈 Cash Flow Forecast
Projected balance based on your recurring income & bills
The forecast adds projected income and subtracts upcoming bills.
📊 Reports
Every report in one place. Pick one to see what your money did, or what it is likely to do next.
📅 Year-End Summary
All 12 months side by side for one Workspace — export for your accountant
📊 Income & Expense Report (P&L)
Money in, money out, and what is left, for one Workspace — a full year or a date range
❓ Help & FAQ
1. Add your first transaction: Click "Add Transaction" in the sidebar. Fill in the type (Income/Expense), date, amount, category, and vendor. Click "Add Transaction" to save.
2. Set up Workspaces: Go to Workspaces to add personal finances, a business, a nonprofit, or another activity. Each Workspace has its own categories and budgets.
3. Set a budget: Go to Budget Goals, select a month, and enter monthly limits for each spending category. The dashboard will show progress bars.
Go to Transactions → Import Statement. Export a CSV from your bank (usually under "Download Transactions"). Upload the CSV, map the columns (Date, Vendor, Amount), review the auto-categorized transactions, and click Import. Finhover remembers your column mapping for next time.
Workspaces show what a transaction is for. Financial Accounts show where the money came from or went. One bank account or credit card can be used across several Workspaces.
Go to Settings → Backup & Restore and click "Export Backup." This saves all your data (transactions, accounts, budgets, goals, everything) as a JSON file. To restore, click "Restore Backup" and upload the file. Back up regularly — your data lives only in your browser.
Auto-Sort Rules automatically categorize and route transactions. Go to Auto-Sort Rules and create a rule like: "If vendor contains FACEBOOK → move to Business account → set category: Sales & Marketing." Click "Apply All Rules" to retroactively apply rules to existing transactions.
Is my data safe? Yes. All data is stored locally in your browser's localStorage. Nothing is sent to any server.
Where is my data stored? In your browser's localStorage on this specific computer and browser. It does not sync across devices automatically.
Can I use Finhover on multiple computers? Yes — export a backup on one computer and restore it on another. The backup includes everything.
What if I clear my browser cache? This will erase your data. Always export a backup before clearing browser data.
Can I use it on my phone? Yes. Open the file on a local server (use start-server.bat) and visit the address on your phone's browser while on the same WiFi.
Questions or issues? Email: jerry@fincoverage.com
💼 Commission Tracker
Life insurance commissions, advances, chargebacks & production reports
| Date | Client | Policy Type | Carrier | Comm. Type | Premium | Commission | Chargeback Risk | Status |
|---|
🤖 AI Insights
Here's your financial snapshot
💰 Tax Estimator
Quarterly estimated taxes & 1099 vendor tracking
⚠️ Disclaimer: These are estimates based on self-employment tax (15.3%) plus your selected federal income tax bracket. They do not account for deductions, credits, state taxes, or other factors. Consult a qualified tax professional before making tax payments.
📋 Policy Renewals
Track upcoming insurance policy renewals
| Client | Policy Type | Carrier | Premium | Renewal Date | Days Until | Notes |
|---|
⭐ Transaction Templates
Save frequently-used transactions for one-click adding
Settings
🔒 Security
💾 Backup & Restore
🗄️ Storage Usage
Finhover will move receipt files out of browser transaction storage into expanded receipt storage. Transactions and receipts remain backed up. Each receipt is copied and verified before its old copy is removed, one at a time, and you can stop and continue later.
☁️ Cloud Backup (Google Drive)
Connect your own Google Drive to automatically back up your data to a "Finhover Backups" folder. Your data stays in your Drive — Finhover never stores it on any server. Finhover can only access files it creates.
⚙️ Setup: enter your Google OAuth Client ID
- Go to console.cloud.google.com → APIs & Services → Credentials.
- Enable the Google Drive API.
- Create an OAuth client ID (type: Web application).
- Add this page's address under Authorized JavaScript origins.
- Paste the Client ID below.
Note: Google sign-in won't work when the file is opened directly from disk (file://). Host the page (or use a local server) so it has a real web origin.
⚙️ Workspaces
🧾 Tax Estimator
No business/1099 Workspaces found.